curl --location --request POST '/applypay' \
--header 'Authorization: Bearer eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJpc3MiOiJodHRwOi8vd3d3LmtheGQuY24iLCJhdWQiOiJodHRwOi8vd3d3LmtheGQuY24iLCJpYXQiOjE3MzUwMTUxNzIsIm5iZiI6MTczNTAxNTE4MiwiZXhwIjoxNzM1MDE4NzcyLCJkYXRhIjp7IlVzZXJJRCI6IjEwMDAwIiwiQWNjb3VudCI6Ilx1NWNiM1x1NmNmZFx1NGVlNSJ9fQ.CVZFw4wfLoWmXS2AF17yrjbnNgz7B7FwS2C-Q-1e7VI' \
--header 'Content-Type: application/json' \
--data-raw '{
"money": 105,
"methon": "alipay",
"phone": "15698326172",
"smscode": "1111"
}'