curl --location --request POST '/uppayuser' \
--header 'Authorization: Bearer eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJpc3MiOiJodHRwOi8vd3d3LmtheGQuY24iLCJhdWQiOiJodHRwOi8vd3d3LmtheGQuY24iLCJpYXQiOjE3NDAwMzc2MDMsIm5iZiI6MTc0MDAzNzYwMywiZXhwIjoxNzQwMDQxMjAzLCJkYXRhIjp7ImFnZW50X2lkIjoiMTAwMDAiLCJhZ2VudF9uYW1lIjoiXHU1Y2IzXHU2Y2ZkXHU0ZWU1IiwiYWdlbnRfdW5hbWUiOiJcdTVjYjNcdTZjZmRcdTRlZTUiLCJhZ2VudF9waG9uZSI6IjE1Njk4MzI2MTcyIiwiYWdlbnRfcm1iIjoiMTQ2LjAwIiwiYWdlbnRfdmlwIjpudWxsLCJkb21haW4iOiJrYS5rdXR1aS5uZXQiLCJhZ2VudF9zdGF0dXMiOiIxIiwiYWdlbnRfaXNvcGVuIjoiMCIsImFnZW50X2FwaSI6IjEiLCJhZ2VudF93eGtleSI6bnVsbCwiaXNfYWRkYmtnZSI6IjAiLCJhZ2VudGdyb3VwcyI6bnVsbCwiYWdlbnRfayI6IlUzSkZRMUozVTJONWQwRTkifX0.epb6xfJX6fNknej4PWD25uiYF9cffZRxtQhyoM-GM-A' \
--header 'Content-Type: application/json' \
--data-raw '{
"payname": "123",
"payuser": "",
"paybank": "123",
"phone": "15698326172",
"smscode": "1234"
}'